Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

Simple Work At Home Ideas

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By Aidan James

There are many small businesses that can be run at or from your home such as accountancy or public relations but there are many folk who are rather limited to the home or ned to stay very close to it, such as mothers of young children, who need simple business ideas which do not require start-up capital or educational qualifications and which can be carried out mainly at home.

Business ideas like gardening are obviously of no interest to these folk as the majority of the work is outside the home. Unfortunately most if not all the work at home lists we come across seem to overlook these people and trot out the same old material on home based business. There is a huge difference between ‘work at home’ (WAH) and ‘home based business’ (HBB)!

For those WHAMs and WHADs (work at home moms and dads!) there is a great list of WAH business ideas at WorkAtHomeFiles.com aimed at helping the true work at home types looking for ideas to either make a little extra cash or choose a complete lifestyle and healthy income. Lets take a look at just a small few of those ideas here:

Affiliate Marketing

Affiliate marketers sell products in return for a commission or per lead payment. This is arguably easiest when the product or service is sold from a website though it does not always have to be that way – programs like the hugely popular Avon one for example are really affiliate programs. There are many who make a great living from affiliate marketing and there are some who make millions. This is also a great way to make a little extra if thats all you want. If you are looking to get into it I can genuinely recommend The Wealthy Affiliate, an online training resource I belong to myself. It condenses a whole heap of learning curve into a few weeks and gives excellent support and tools, it even has tools to make website building foolproof.

[youtube]http://www.youtube.com/watch?v=xpecc8tO4Ys[/youtube]

Antiques

There is plenty of money to be made in this field. If you have an eye for antiques then just trading in them can be very profitable however if you can also do some basic restoration work you can really gain here. We’ve seen some huge profits made on collectibles that have had a just a little touching up. Antique collectors like many niche interests also tend to show less seasonal or recession time slowdown.

Arts and Crafts

If you have hobbies like woodwork, leather work, making jewelry and the like you might find a ready market for your creations at local weekend markets and fairs. You might also be able to sell to specialty stores. Not able to get out on the weekend either? – Sell your wares on eBay.

Assembly and Installation Service

I got this idea from a neighbor – if you have a knack for installing home theater systems or sound systems and are able to get around your own neighborhood then offer your assembly services. How about assembling all those flat-packed furnishings delivered from furniture stores? This is an area just begging for neighbourhood services. You can maybe even get the stores to advertise your service for your area if you live near a mall.

Notice these ideas are just a few of the many honest home businesses – Read on below for many more.

Simple and Honest Work at Home Ideas

Learn about Affiliate Marketing the Easy Way see more at WorkAtHomeFiles.com Affiliate Marketing

About the Author: Simple and Honest Work at Home Ideas Learn about Affiliate Marketing the Easy Way see more at WorkAtHomeFiles.com Affiliate Marketing

Source: isnare.com

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G20 protests: Inside a labour march

Wikinews accredited reporter Killing Vector traveled to the G-20 2009 summit protests in London with a group of protesters. This is his personal account.

Friday, April 3, 2009

London — “Protest”, says Ross Saunders, “is basically theatre”.

It’s seven a.m. and I’m on a mini-bus heading east on the M4 motorway from Cardiff toward London. I’m riding with seventeen members of the Cardiff Socialist Party, of which Saunders is branch secretary for the Cardiff West branch; they’re going to participate in a march that’s part of the protests against the G-20 meeting.

Before we boarded the minibus Saunders made a speech outlining the reasons for the march. He said they were “fighting for jobs for young people, fighting for free education, fighting for our share of the wealth, which we create.” His anger is directed at the government’s response to the economic downturn: “Now that the recession is underway, they’ve been trying to shoulder more of the burden onto the people, and onto the young people…they’re expecting us to pay for it.” He compared the protest to the Jarrow March and to the miners’ strikes which were hugely influential in the history of the British labour movement. The people assembled, though, aren’t miners or industrial workers — they’re university students or recent graduates, and the march they’re going to participate in is the Youth Fight For Jobs.

The Socialist Party was formerly part of the Labour Party, which has ruled the United Kingdom since 1997 and remains a member of the Socialist International. On the bus, Saunders and some of his cohorts — they occasionally, especially the older members, address each other as “comrade” — explains their view on how the split with Labour came about. As the Third Way became the dominant voice in the Labour Party, culminating with the replacement of Neil Kinnock with Tony Blair as party leader, the Socialist cadre became increasingly disaffected. “There used to be democratic structures, political meetings” within the party, they say. The branch meetings still exist but “now, they passed a resolution calling for renationalisation of the railways, and they [the party leadership] just ignored it.” They claim that the disaffection with New Labour has caused the party to lose “half its membership” and that people are seeking alternatives. Since the economic crisis began, Cardiff West’s membership has doubled, to 25 members, and the RMT has organized itself as a political movement running candidates in the 2009 EU Parliament election. The right-wing British National Party or BNP is making gains as well, though.

Talk on the bus is mostly political and the news of yesterday’s violence at the G-20 demonstrations, where a bank was stormed by protesters and 87 were arrested, is thick in the air. One member comments on the invasion of a RBS building in which phone lines were cut and furniture was destroyed: “It’s not very constructive but it does make you smile.” Another, reading about developments at the conference which have set France and Germany opposing the UK and the United States, says sardonically, “we’re going to stop all the squabbles — they’re going to unite against us. That’s what happens.” She recounts how, in her native Sweden during the Second World War, a national unity government was formed among all major parties, and Swedish communists were interned in camps, while Nazi-leaning parties were left unmolested.

In London around 11am the march assembles on Camberwell Green. About 250 people are here, from many parts of Britain; I meet marchers from Newcastle, Manchester, Leicester, and especially organized-labor stronghold Sheffield. The sky is grey but the atmosphere is convivial; five members of London’s Metropolitan Police are present, and they’re all smiling. Most marchers are young, some as young as high school age, but a few are older; some teachers, including members of the Lewisham and Sheffield chapters of the National Union of Teachers, are carrying banners in support of their students.

Gordon Brown’s a Tory/He wears a Tory hat/And when he saw our uni fees/He said ‘I’ll double that!’

Stewards hand out sheets of paper with the words to call-and-response chants on them. Some are youth-oriented and education-oriented, like the jaunty “Gordon Brown‘s a Tory/He wears a Tory hat/And when he saw our uni fees/He said ‘I’ll double that!'” (sung to the tune of the Lonnie Donegan song “My Old Man’s a Dustman“); but many are standbys of organized labour, including the infamous “workers of the world, unite!“. It also outlines the goals of the protest, as “demands”: “The right to a decent job for all, with a living wage of at least £8 and hour. No to cheap labour apprenticeships! for all apprenticeships to pay at least the minimum wage, with a job guaranteed at the end. No to university fees. support the campaign to defeat fees.” Another steward with a megaphone and a bright red t-shirt talks the assembled protesters through the basics of call-and-response chanting.

Finally the march gets underway, traveling through the London boroughs of Camberwell and Southwark. Along the route of the march more police follow along, escorting and guiding the march and watching it carefully, while a police van with flashing lights clears the route in front of it. On the surface the atmosphere is enthusiastic, but everyone freezes for a second as a siren is heard behind them; it turns out to be a passing ambulance.

Crossing Southwark Bridge, the march enters the City of London, the comparably small but dense area containing London’s financial and economic heart. Although one recipient of the protesters’ anger is the Bank of England, the march does not stop in the City, only passing through the streets by the London Exchange. Tourists on buses and businessmen in pinstripe suits record snippets of the march on their mobile phones as it passes them; as it goes past a branch of HSBC the employees gather at the glass store front and watch nervously. The time in the City is brief; rather than continue into the very centre of London the march turns east and, passing the Tower of London, proceeds into the poor, largely immigrant neighbourhoods of the Tower Hamlets.

The sun has come out, and the spirits of the protesters have remained high. But few people, only occasional faces at windows in the blocks of apartments, are here to see the march and it is in Wapping High Street that I hear my first complaint from the marchers. Peter, a steward, complains that the police have taken the march off its original route and onto back streets where “there’s nobody to protest to”. I ask how he feels about the possibility of violence, noting the incidents the day before, and he replies that it was “justified aggression”. “We don’t condone it but people have only got certain limitations.”

There’s nobody to protest to!

A policeman I ask is very polite but noncommittal about the change in route. “The students are getting the message out”, he says, so there’s no problem. “Everyone’s very well behaved” in his assessment and the atmosphere is “very positive”. Another protestor, a sign-carrying university student from Sheffield, half-heartedly returns the compliment: today, she says, “the police have been surprisingly unridiculous.”

The march pauses just before it enters Cable Street. Here, in 1936, was the site of the Battle of Cable Street, and the march leader, addressing the protesters through her megaphone, marks the moment. She draws a parallel between the British Union of Fascists of the 1930s and the much smaller BNP today, and as the protesters follow the East London street their chant becomes “The BNP tell racist lies/We fight back and organise!”

In Victoria Park — “The People’s Park” as it was sometimes known — the march stops for lunch. The trade unions of East London have organized and paid for a lunch of hamburgers, hot dogs, french fries and tea, and, picnic-style, the marchers enjoy their meals as organized labor veterans give brief speeches about industrial actions from a small raised platform.

A demonstration is always a means to and end.

During the rally I have the opportunity to speak with Neil Cafferky, a Galway-born Londoner and the London organizer of the Youth Fight For Jobs march. I ask him first about why, despite being surrounded by red banners and quotes from Karl Marx, I haven’t once heard the word “communism” used all day. He explains that, while he considers himself a Marxist and a Trotskyist, the word communism has negative connotations that would “act as a barrier” to getting people involved: the Socialist Party wants to avoid the discussion of its position on the USSR and disassociate itself from Stalinism. What the Socialists favor, he says, is “democratic planned production” with “the working class, the youths brought into the heart of decision making.”

On the subject of the police’s re-routing of the march, he says the new route is actually the synthesis of two proposals. Originally the march was to have gone from Camberwell Green to the Houses of Parliament, then across the sites of the 2012 Olympics and finally to the ExCel Centre. The police, meanwhile, wanted there to be no march at all.

The Metropolitan Police had argued that, with only 650 trained traffic officers on the force and most of those providing security at the ExCel Centre itself, there simply wasn’t the manpower available to close main streets, so a route along back streets was necessary if the march was to go ahead at all. Cafferky is sceptical of the police explanation. “It’s all very well having concern for health and safety,” he responds. “Our concern is using planning to block protest.”

He accuses the police and the government of having used legal, bureaucratic and even violent means to block protests. Talking about marches having to defend themselves, he says “if the police set out with the intention of assaulting marches then violence is unavoidable.” He says the police have been known to insert “provocateurs” into marches, which have to be isolated. He also asserts the right of marches to defend themselves when attacked, although this “must be done in a disciplined manner”.

He says he wasn’t present at yesterday’s demonstrations and so can’t comment on the accusations of violence against police. But, he says, there is often provocative behavior on both sides. Rather than reject violence outright, Cafferky argues that there needs to be “clear political understanding of the role of violence” and calls it “counter-productive”.

Demonstration overall, though, he says, is always a useful tool, although “a demonstration is always a means to an end” rather than an end in itself. He mentions other ongoing industrial actions such as the occupation of the Visteon plant in Enfield; 200 fired workers at the factory have been occupying the plant since April 1, and states the solidarity between the youth marchers and the industrial workers.

I also speak briefly with members of the International Bolshevik Tendency, a small group of left-wing activists who have brought some signs to the rally. The Bolsheviks say that, like the Socialists, they’re Trotskyists, but have differences with them on the idea of organization; the International Bolshevik Tendency believes that control of the party representing the working class should be less democratic and instead be in the hands of a team of experts in history and politics. Relations between the two groups are “chilly”, says one.

At 2:30 the march resumes. Rather than proceeding to the ExCel Centre itself, though, it makes its way to a station of London’s Docklands Light Railway; on the way, several of East London’s school-aged youths join the march, and on reaching Canning Town the group is some 300 strong. Proceeding on foot through the borough, the Youth Fight For Jobs reaches the protest site outside the G-20 meeting.

It’s impossible to legally get too close to the conference itself. Police are guarding every approach, and have formed a double cordon between the protest area and the route that motorcades take into and out of the conference venue. Most are un-armed, in the tradition of London police; only a few even carry truncheons. Closer to the building, though, a few machine gun-armed riot police are present, standing out sharply in their black uniforms against the high-visibility yellow vests of the Metropolitan Police. The G-20 conference itself, which started a few hours before the march began, is already winding down, and about a thousand protesters are present.

I see three large groups: the Youth Fight For Jobs avoids going into the center of the protest area, instead staying in their own group at the admonition of the stewards and listening to a series of guest speakers who tell them about current industrial actions and the organization of the Youth Fight’s upcoming rally at UCL. A second group carries the Ogaden National Liberation Front‘s flag and is campaigning for recognition of an autonomous homeland in eastern Ethiopia. Others protesting the Ethiopian government make up the third group; waving old Ethiopian flags, including the Lion of Judah standard of emperor Haile Selassie, they demand that foreign aid to Ethiopia be tied to democratization in that country: “No recovery without democracy”.

A set of abandoned signs tied to bollards indicate that the CND has been here, but has already gone home; they were demanding the abandonment of nuclear weapons. But apart from a handful of individuals with handmade, cardboard signs I see no groups addressing the G-20 meeting itself, other than the Youth Fight For Jobs’ slogans concerning the bailout. But when a motorcade passes, catcalls and jeers are heard.

It’s now 5pm and, after four hours of driving, five hours marching and one hour at the G-20, Cardiff’s Socialists are returning home. I board the bus with them and, navigating slowly through the snarled London traffic, we listen to BBC Radio 4. The news is reporting on the closure of the G-20 conference; while they take time out to mention that Canadian Prime Minister Stephen Harper delayed the traditional group photograph of the G-20’s world leaders because “he was on the loo“, no mention is made of today’s protests. Those listening in the bus are disappointed by the lack of coverage.

Most people on the return trip are tired. Many sleep. Others read the latest issue of The Socialist, the Socialist Party’s newspaper. Mia quietly sings “The Internationale” in Swedish.

Due to the traffic, the journey back to Cardiff will be even longer than the journey to London. Over the objections of a few of its members, the South Welsh participants in the Youth Fight For Jobs stop at a McDonald’s before returning to the M4 and home.

On the campaign trail in the USA, October 2016

Sunday, November 6, 2016

The following is the sixth and final edition of a monthly series chronicling the U.S. 2016 presidential election. It features original material compiled throughout the previous month after an overview of the month’s biggest stories.

In this month’s edition on the campaign trail: the Free & Equal Foundation holds a presidential debate with three little-known candidates; three additional candidates give their final pleas to voters; and past Wikinews interviewees provide their electoral predictions ahead of the November 8 election.

Contents

  • 1 Summary
  • 2 Free & Equal Debate
  • 3 Final pleas
  • 4 Predictions
  • 5 Related articles
  • 6 Sources

Hire Someone To Do Your Landscaping In Chandler

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byAlma Abell

Living in Arizona, you are fully aware of how hot it can be outside. Because of this, you probably want to do everything you possibly can to stay inside as much is possible. This is especially the case when it comes to doing yard work. You can set up an appointment with Sergio’s Lawn Service to come to your home and do your Landscaping in Chandler. Once they have finished the job, you can hire them to come back on a regular basis to take care of those ugly weeds and cut your grass if you have any.

[youtube]http://www.youtube.com/watch?v=wd8u4zBd_Jo[/youtube]

We all want to have a beautiful yard that is going to look amazing year round. Unfortunately, this is very hard work and it is not something that you are going to be able to keep up with on your own especially if you are working a full time job and you have a family. Save your time away from work for the ones that you love and hire someone to take care of your yard for you.

Maybe you have just barely moved into your home and you want to make some changes to the landscaping. If this were the case, you could hire a Landscaping in Chandler contractor to come to your home and completely transform everything. By the time they are finished, you may have a hard time recognizing your home. They can build a beautiful flower bed and even possibly a water feature. It will be up to you to decide what the end result is going to look like. In the meantime, work closely with your contractor and he will make your dreams come true.

Hopefully, you have a beautiful yard that you can enjoy on a daily basis. If this is not something that you are able to do, turn it over to the professionals. They have plenty of tricks to turn your yard into something amazing. They are going to work hard to make sure that you are happy. This way, your yard will always look nice no matter how busy your life happens to be.

New findings suggest AIG executive bonuses were larger than previously thought

Sunday, March 22, 2009

A senior United States official has stated that the US insurance firm American International Group (AIG) has paid out US$218 million in bonuses to its executives, after receiving over $180 billion in federal aid from the government. The number is higher than the earlier figure of $165 million that was reported previously.

According to documents obtained by a subpoena by Richard Blumenthal, the Connecticut attorney general, the bonus payouts were 32%, or $53 million, higher than the original number that was reported for most of the week. The documents also say that 73 people received bonuses of at least $1 million, and five were given over $4 million.

Blumenthal stated that the updated amounts “further fuel the justified anger and revulsion that people feel”, and intends to ask executives at AIG about the discrepancies in the numbers. He also stated that “unless the number can be explained, it will undercut any lingering rationale the company may have for these unjustified payments.”

A spokesperson for AIG, Mark Herr, has called Blumenthal’s claims “incorrect.”

“The payments he appears to be referring to were made months ago, have been widely reported on and were specifically disclosed to the Treasury,” he said.

Blumenthal rejected AIG’s explanation saying, “we heard a few explanations, but quite honestly, none of the apparent justifications hold water with me. Because whether the payments were made in December or March, I want to know how much they were.”

Sevilla signs Sirigu on loan from Paris SG

Monday, August 29, 2016

On Friday, French capital football club Paris Saint-Getmain announced they loaned Italian goalkeeper Salvatore Sirigu to Spanish club Sevilla F.C. till the season end.

29-year-old Sirigu started his career in Italy and joined the Parisians five years ago, in 2011. After playing 60 Serie A matches from 2009 to 2011, Sirigu became the first-choice goalkeeper at PSG for four years, playing 145 matches.

In five seasons at Parc des Princes, Sirigu has won four consecutive Ligue 1 titles, three Trophée des Champions, three Coupe de la Ligue, and two Coupe de France. Sirigu has played seventeen international matches, debuting in 2010.

Last season, German goalkeeper Kevin Trapp joined PSG and became their first-choice keeper. Lacking playing time with PSG, Sirigu signed the contract with Sevilla on Friday, after passing the medical tests hours before.

Per the agreement between the clubs, PSG has not included an option for Sevilla to buy the player.

Navy helping New Orleans pets

Saturday, September 17, 2005

The Spanish word “tortuga” means “turtle.” But in the wake of the New Orleans disaster, the USS Tortuga is helping other animals.

For nearly two weeks now, sailors from Tortuga’s repair division have devoted much of their time during this disaster relief operation to ensure the health and comfort of displaced pets.

September 4th, just after the ship moored to a pier at Naval Support Activity (NSA) New Orleans, HT1(SW) Mark Hanley and DC1(SW) Antony Graves gathered materials from the repair shop on board to construct a kennel along the levee. The facility they made soon became a popular shelter for the homeless animals of the storm.

Tortuga’s search and rescue team brought aboard more than 170 displaced citizens during this past week, providing them with food, water, medical aid and a place to sleep.

Tortuga’s makeshift kennel, named ‘Camp Milo & Otis,’ has housed as many as 90 dogs, eight cats, one rabbit, one guinea pig, a pair of parakeets and a flightless pigeon during the past week of operation.

Currently, there are 14 dogs that remain in Tortuga’s care, as many of the other pets have been taken to animal shelters in the area for extra medical attention, or been claimed by their owners upon arrival to Tortuga. The pets that Tortuga has registered have all been in the hands of professional veterinarians assigned to provide expert medical attention to the members of Camp Milo & Otis.

Dr. Kelly Crowdis and Dr. Latina Gambles, both from Tuskegee University and Christian Veterinary Missions, have treated many of the pets for infection, dehydration, malnourishment and broken bones at the Camp during the past week.

“The animals were bathed and assessed before physical interaction with the sailors,” said Dr. Crowdis. “They’ve been given immunizations, antibiotics and medications based on their medical needs.”

Dr. Crowdis added, “What these sailors have done on their own has been such a heart-warming thing. As an animal lover, it is so comforting to know that everyone cares about the animals in addition to the human lives rescued from the storm. I’m very pleased with these guys for taking the initiative to construct this kennel.”

Graves, Hanley and other members of their division have consistently bathed, fed, walked and given special attention to every dog, every day.

“We play with them,” said Hanley. “We take them out of their kennels to give them attention every day. And we’ll continue to do that for as long as our ship’s mission keeps us here.”

September 11th, the Agricultural Center at Louisiana State University donated supplies to “Camp Milo & Otis” in support of Tortuga’s efforts to help the animal victims.

”We got medical supplies, bowls, food, cages, leashes, collars, toys, cat litter and cleaning supplies from these people yesterday,” said Graves. “It’s nice to know that so many people out there have heard about what our ship is doing, and responded by donating so much to support us the best they can.”

A photo gallery of unclaimed pets is on the USS Tortuga’s web site.

As part of disaster plans, the Department of Homeland Security has also deployed Veterinary Medical Assistance Teams to provide medical care to pets and livestock, as well as provide any needed veterinary medical care for search and rescue dogs.

There are over 3,850 animals being sheltered around the state. If someone is looking for a pet they should contact their nearest Humane Society or go online to http://www.petfinder.org// . More information is also available at http://www.vetmed.lsu.edu//.

Benefits Of Taking Presentation Skills Course

Presentation skills course is one of the most important thing to achieve success in any field. It is all about presenting your ideas in the best way.

Having powerful presentation skills can surely help you in your professional and personal life. If you think that you need to sharpen this part of your skills then you need to give some active efforts. All you need to do is to find an institute that offers quality presentation skills course.

More information about best presentation skills course here

The simple rule for success is that you need to develop those skills which you have not born with. The fear is the most common factor that stops you from moving ahead in life. Here, you can take professional help for getting rid of such minor hurdles.

To give a good public presentation, you need the combination of skills and that you can gain it by putting some efforts. When you take help from the professionals, you get to learn following things.

They let you practice in the right direction:
It is really difficult to just go on the stage and give speeches. These kinds of speakers are rare. You need to practice your speech. When you practice under the guidance of professional, your errors can be solved right away and you can prevent yourself making same mistake again and again. There are various methods for practicing and when you join the course, you get to learn all about them. You can approach the method that you are most comfortable with.

Analyzing Other Presentations:
There are lots of things that you can learn by watching other people’s presentations. If someone bad is on the stage, you can learn things that you need to ignore and if someone experienced person giving the speech, you can understand what you need to follow.

Taking moderate pauses:
Most of the professionals will teach you to control your speech with pauses. When you take a proper pause, you are giving your audience time to understand your last statement or sentence and if that pause remains for too long, it shows that you have come unprepared on the stage. If you talk too fast, it shows that you are nervous and if you talk too slow, it reflects the lack of preparation.

Avoid covering all the subjects:
You need to stop confusing yourself with all the materials. There is no need to provide all the information related to your subject. You only need to focus on the important ones and that can really help your audience. The rest of the information should be discarded for your own good. If you are using slides then make sure that you put limited information on the slides, let the audience focus on your speech rather than the written texts on slides.

Keeping your content engaging:
This is one of the most important things that you can learn in any presentation course. For a powerful speechFree Reprint Articles, you need to have the crisp content. Give them something new or give them a new perspective on the same old theme. Let your content help you and the rest will depend on your style.

Enrolling in a professional course is the best answer of How to Improve Presentation Skills. You just need to find the right institute that offers quality learning at best price.

Source: Free Articles from ArticlesFactory.com

Luxury Meets Retirement Living

For those active senior citizens who are seeking an independent living situation that is aligned with an active, vibrant lifestyle, an ordinary retirement home or nursing home simply won’t do. What these active and full of live seniors need is a luxury retirement community is a community they can truly be a part of – but what does a luxury retirement community look like? Here are some of the absolute most important characteristics to look for.

A built-in lifestyle. In order to qualify as a luxury retirement community, a senior campus should offer a completely built-in lifestyle for adults 55 and over. This should also include an assortment of optional activities that are designed to cater to a variety of resident interests, build a sense of community, whether those interests are games, crafts, reading or other hobbies.

Click the link for particulars about lifestyle retirement villages

Additionally, there should be plenty of onsite amenities that are available to residents anytime they like, such as flower and vegetable gardens they can grow themselves, a park for them to walk their personal pets, and walking trails designed for fitness and fun. There should be ample square footage on the property, so that residents can enjoy walks among orchards with their morning coffee, or take their grandchildren out for summer evening strolls. One of the things that sets luxury retirement communities apart from ordinary senior campuses is space – lots of it.

Beyond that, there should be complimentary transportation to local conveniences, including grocery stores and other errand destinations. Of course, seniors should be have access to enjoy and drive their own vehicles if so desired, this ensures that they can come and go as they please; after all, the ability to come and go is truly the definition of independent living.

Fine dining. Inclusive fine dining experiences are also a natural extension of a complete luxury lifestyle, and this type of dinning should be available to the residents of a luxury retirement community three meals per day. In order to qualify as fine dining, the residents’ meals should be prepared by an onsite kitchen staff comprised of an experienced executive chef and a support team of competent sous chefs – just as they would at a restaurant. The staff should not be made up of cooks, but chefs who have graduated from a credentialed culinary program.

Unlike a restaurant, though, a retirement community dining program must cater exclusively to the needs of seniors. It is critical that all luxury retirement community meals are planned and executed with the dietary needs of seniors in mind, such as high nutrition, low fat and low sugar, without compromising on quality and flavor. Furthermore, the chef should have a program that caters to diabetic residents.

To achieve all of this in a daily dining program requires considerable skill, so anyone seeking a luxury retirement community should do their research by talking to the executive chef. A quality retirement community should allow prospective residents and their families to do this; after all, they know that today’s seniors are quite health conscious, and they want their residents to feel good about the food they are eating.

Assisted living services. Seniors of all stripes choose to live in retirement communities; while the majority of them may be very active, some require more advanced assisted living assistance to ensure they can maintain their independence. These services may include everything from access to a 24-hour nursing staff, to temporary meal delivery during times of illness or recovery, to a simple concierge service for daily medications.

An exceptional retirement community will also offer regular health checks as well as screenings, and it should allow approved outside providers to come to the community to provide services such as visual checkups, podiatry and chiropractic services. For some residents, this is the only way to conveniently and affordably obtain these important wellness services. They should not be mandatory, of course; the services offered by a luxury retirement community should almost always be optional.

In the event that memory care is a necessity, the community should house a facility designed exclusively for memory care residents. It should be locked securely, or located in a separate building, in order to comply with regulations and ensure the safety of all residents.

What Sets Them Apart

These are the features that set a luxury retirement community apart from the rest. Of course, prospective residents and their families can request information on any additional amenities they are interested in, as there is always the possibility that those features may be available. Remember, a luxury retirement community should not be a “nursing home” – it should be a place that offers resort-quality living to seniors who want to live independently and vibrantlyBusiness Management Articles, surrounded by neighbors and friends they can make memories with for years to come.

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